How Much Could Your Business Save With Direct Primary Care?

Hickory employers are discovering that providing employees with direct access to primary care can reduce healthcare costs, improve productivity, and simplify benefits.

Use the savings calculator below to estimate how adding Direct Primary Care to your employee benefits could affect overall healthcare spending.

Business team discussing healthcare benefits with a clinical professional

Why Access to Primary Care Matters for Your Workforce

When employees have reliable access to primary care, healthcare becomes simpler, more preventive, and often less expensive.

Lower Healthcare Costs

When employees have direct access to primary care, they are less likely to rely on expensive urgent care and emergency room visits.

Earlier Detection

Regular primary care visits help detect health issues early, which can prevent more serious and costly conditions.

Less Time Away From Work

Direct communication with a physician means employees can get care quickly without long appointment wait times.

Better Employee Satisfaction

Employees appreciate having direct access to a physician who knows their health history.

What Employees Receive With Direct Primary Care

Direct Primary Care provides employees with direct access to their physician without traditional insurance barriers.

Primary Care Visits When Needed

Employees can see their doctor when needed without copays or billing surprises.

Direct Communication

Many DPC practices allow communication through phone, text, or telehealth.

Longer Appointments

Physicians typically spend more time with patients compared to traditional insurance-based clinics.

Preventive and Chronic Care

Routine care, preventive visits, and chronic condition management are included.

Estimate Your Potential Savings

Enter a few details about your workforce and healthcare spending to see an estimated comparison.

Employer DPC Savings Calculator

This calculator estimates potential differences between traditional healthcare spending and a model that includes Direct Primary Care.

🌿 Direct Primary Care — Employer Benefit Calculator
Offer a Health Benefit Your Team Deserves
at a Cost Your Business Can Control.
Direct Primary Care gives your employees a real doctor — same-day access, no copays, wholesale Rx — at a flat monthly rate. See your exact cost, tax savings, and how pairing DPC with a health share compares.
Why employee access to primary care matters for your business
Fewer sick days
Employees with a doctor they can reach same-day address problems early — before a minor illness becomes a multi-day absence.
Less presenteeism
Coming to work sick or quietly managing untreated conditions costs more than absences. Accessible care means issues get resolved.
Stronger retention
Benefits matter in hiring, especially for small businesses competing without full insurance packages. DPC is tangible, affordable, and easy to explain.
No ER or urgent care scramble
Without a primary care doctor, employees default to ERs for things a same-day visit could handle. With DPC, they have a direct line.
Completely predictable cost
No claims, no renewal surprises, no per-visit billing. You know exactly what this costs every month.
What employees get with Direct Primary Care
📋No co-pays or per-visit fees for office visits, telehealth, or portal messages
📅Same-day and next-day appointments
📱Direct phone and text access to their provider
🔬Labs at near-cost
💊Wholesale generic prescription pricing (75–90% off retail)
❤️Preventive care and chronic disease management
Flat monthly membership rate — varies by practice
Most DPC practices charge between $70–$125/mo per person. Use the rate adjuster in the calculator below to match your practice's actual rate.
Labs and prescriptions — check with your practiceSome DPC practices include labs and generic Rx in the membership; others bill them separately at near-cost. Ask your practice what's included. If billed separately, the employee typically pays at the time of service, or the employer may choose to cover those costs as well.
Your numbers
Monthly DPC membership rate per person
Set this to match the rate your practice charges. Most range from $70–$125/mo.
$ /mo
$50$85/mo$150
How many employees would you enroll?
18 employees100
How much of the membership will you cover?
Your contribution is a pre-tax business expense — tax savings calculated below.
Typical employee income tax bracket
Used to show employee tax savings on their share.
Exact cost
You pay / employee / mo
$85
Employee pays / mo
$0
Monthly cost — 8 employees$680
Annual cost$8,160
DPC + health share — coverage for major medical
DPC covers primary care only. For surgery, hospitalization, or specialist care, employees can independently pair DPC with a health share plan. Select one to see the approximate combined monthly cost.
Sedera
Incident-based sharing. No monthly max.
Health share alone
$135–$185/mo
Zion Health
Faith-based community. Low monthly unshared.
Health share alone
$120–$165/mo
Liberty HealthShare
Flexible tiers. Large member network.
Health share alone
$160–$220/mo
CrowdHealth
AI-assisted model. Newer option.
Health share alone
$150–$195/mo
These are approximate ranges, not quotes or guarantees.Health share plans are not insurance and are not regulated as such. Coverage terms, sharing limits, and eligible expenses differ between plans. Employees should review each plan's member guidelines carefully before enrolling.
hsaforamerica.com is a good resource for both individuals and employers — they specialize in health share plans and coverage options that pair well with DPC.
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Drop your details and we’ll reach out with next steps and recommendations.
Find a Direct Primary Care Practice Near You
The DPC Frontier Mapper lists hundreds of Direct Primary Care practices across the country. Search by zip code to find one near you.
Search the DPC Mapper →
This calculator shows exact DPC membership costs only. Employee pre-tax savings shown are estimates based on the selected tax bracket and do not constitute tax or legal advice — consult a qualified accountant or benefits advisor for guidance specific to your situation. DPC is not insurance. Health share ranges are approximate averages only; actual costs vary by individual. HSA eligibility rules reflect anticipated 2026 IRS guidance — confirm current rules with a tax advisor before making contribution decisions.

Actual results will vary depending on participation rates and healthcare plan structure.

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Understanding the Costs

Employers considering Direct Primary Care typically evaluate three major cost areas.

Monthly DPC Membership

Employers pay a monthly membership per employee for unlimited primary care access.

Insurance or Health Share

Many employers pair Direct Primary Care with a high-deductible insurance plan or a healthcare sharing program.

Reduced Claims

When primary care is easier to access, employees often rely less on high-cost services.

Direct Primary Care + Health Sharing Programs

Some employers pair Direct Primary Care with healthcare sharing programs.

These programs operate differently from traditional insurance and often offer lower monthly costs while still helping cover major medical expenses.

Monthly costs can vary depending on age, family size, and program structure.

This Calculator tool is brought to you by:

Emerald Health Direct Primary Care

305 4th Street SW, Hickory NC 28602

828-544-1018

[email protected]

www.emeraldhealthdpc.com

Copyright 2026 Emerald Health DPC & Aesthetics, a DBA of Emerald Health PLLC | Terms & Condition | Privacy Policy

Explore What Direct Primary Care Could Look Like for Your Business

Use the calculator above to estimate potential savings and understand how Direct Primary Care may fit into your employee benefits strategy.