How Much Could Your Business Save With Direct Primary Care?

Many employers are discovering that providing employees with direct access to primary care can reduce healthcare costs, improve productivity, and simplify benefits.

Use the savings calculator below to estimate how adding Direct Primary Care to your employee benefits could affect overall healthcare spending.

Business team discussing healthcare benefits with a clinical professional

Why Access to Primary Care Matters for Your Workforce

When employees have reliable access to primary care, healthcare becomes simpler, more preventive, and often less expensive.

Lower Healthcare Costs

When employees have direct access to primary care, they are less likely to rely on expensive urgent care and emergency room visits.

Earlier Detection

Regular primary care visits help detect health issues early, which can prevent more serious and costly conditions.

Less Time Away From Work

Direct communication with a physician means employees can get care quickly without long appointment wait times.

Better Employee Satisfaction

Employees appreciate having direct access to a physician who knows their health history.

What Employees Receive With Direct Primary Care

Direct Primary Care provides employees with direct access to their physician without traditional insurance barriers.

Primary Care Visits When Needed

Employees can see their doctor when needed without copays or billing surprises.

Direct Communication

Many DPC practices allow communication through phone, text, or telehealth.

Longer Appointments

Physicians typically spend more time with patients compared to traditional insurance-based clinics.

Preventive and Chronic Care

Routine care, preventive visits, and chronic condition management are included.

Estimate Your Potential Savings

Enter a few details about your workforce and healthcare spending to see an estimated comparison.

Employer DPC Savings Calculator

Your numbers
Monthly DPC membership rate per person
Set this to match the rate your practice charges. Most range from $70–$125/mo.
$ /mo
$50$85/mo$150
How many employees would you enroll?
18 employees100
How much of the membership will you cover?
Your contribution is a pre-tax business expense — tax savings calculated below.
Typical employee income tax bracket
Used to show employee tax savings on their share.
Exact cost
You pay / employee / mo
$85
Employee pays / mo
$0
Monthly cost — 8 employees$680
Annual cost$8,160
DPC + health share — coverage for major medical
DPC covers primary care only. For surgery, hospitalization, or specialist care, employees can independently pair DPC with a health share plan. Select one to see the approximate combined monthly cost.
Sedera
Incident-based sharing. No monthly max.
Health share alone
$135–$185/mo
Zion Health
Faith-based community. Low monthly unshared.
Health share alone
$120–$165/mo
Liberty HealthShare
Flexible tiers. Large member network.
Health share alone
$160–$220/mo
CrowdHealth
AI-assisted model. Newer option.
Health share alone
$150–$195/mo
These are approximate ranges, not quotes or guarantees.Health share plans are not insurance and are not regulated as such. Coverage terms, sharing limits, and eligible expenses differ between plans. Employees should review each plan's member guidelines carefully before enrolling.
hsaforamerica.com is a good resource for both individuals and employers — they specialize in health share plans and coverage options that pair well with DPC.

This calculator estimates potential differences between traditional healthcare spending and a model that includes Direct Primary Care.

Actual results will vary depending on participation rates and healthcare plan structure.

Understanding the Costs

Employers considering Direct Primary Care typically evaluate three major cost areas.

Monthly DPC Membership

Employers pay a monthly membership per employee for unlimited primary care access.

Insurance or Health Share

Many employers pair Direct Primary Care with a high-deductible insurance plan or a healthcare sharing program.

Reduced Claims

When primary care is easier to access, employees often rely less on high-cost services.

Direct Primary Care + Health Sharing Programs

Some employers pair Direct Primary Care with healthcare sharing programs.

These programs operate differently from traditional insurance and often offer lower monthly costs while still helping cover major medical expenses.

Monthly costs can vary depending on age, family size, and program structure.

Ready to explore Direct Primary Care near you?

Use a national DPC directory to search for clinics in your area and learn more about how each practice works.

Are you a Direct Primary Care physician?

You can share these tools to help patients understand healthcare costs.

If you'd like to use these calculators with your patients or request a calculator page for your practice:

DPC Savings · Educational cost transparency tools for patients and practices.