Terms and Conditions

DPCSavings.com is operated by Harmony Ops Health, a DBA of Crescendo Operations LLC

Effective Date: March 7, 2026

Welcome to DPCSavings.com.

By accessing or using this website and its calculator tools, you agree to the following Terms of Use.

Educational Purpose Only

The tools and calculators provided on this website are intended for educational and informational purposes only.

They are designed to help users visualize potential healthcare cost comparisons using simple assumptions.

Results generated by these tools are estimates only.

They do not constitute:

• medical advice
• financial advice
• insurance advice
• legal advice

Users should consult appropriate professionals before making healthcare or financial decisions.

No Insurance or Medical Services Provided

DPCSavings.com does not provide medical services, insurance plans, or health sharing plans.

Any references to healthcare models, insurance plans, or health sharing programs are for informational purposes only.

Calculator Assumptions

The calculator tools use simple mathematical assumptions based on user inputs.

Actual healthcare costs will vary depending on factors such as:

• insurance plan details
• healthcare utilization
• provider pricing
• geographic location

Users should not rely on calculator results as a guarantee of cost savings.

Responsibility of Participating Practices

Some calculators may be associated with specific Direct Primary Care practices.

Those practices are responsible for reviewing and adapting calculator information as appropriate for their services and local regulations.

DPCSavings.com does not guarantee the accuracy of pricing information provided by participating practices.

Use of the Website

You agree not to:

• misuse the calculator tools
• submit false or misleading information
• attempt to interfere with the website’s functionality
• attempt to access restricted systems or data

Limitation of Liability

To the fullest extent permitted by law, DPCSavings.com and its operators shall not be liable for any damages or losses arising from the use of this website or its tools.

Users assume full responsibility for how they interpret and use calculator results.

External Links

This website may include links to third-party websites, including Direct Primary Care practices or healthcare organizations.

We are not responsible for the content or policies of those external sites.

Modifications

We reserve the right to modify these Terms of Use at any time.

Updated terms will be posted on this page with a revised effective date.

Continued use of the website constitutes acceptance of those changes.

Governing Law

These terms shall be governed by the laws of the United States and the state in which the website operator resides, without regard to conflict-of-law principles.

Contact

If you have questions about these Terms of Use, you may contact:

DPCSavings.com
Email: [email protected]